Categories for Buy To Let

Why landlords need an agent

April 24, 2017

While landlords might once have chosen to manage buy-to-let properties themselves to maximise profits, recent changes to the law mean they may no longer have this option. The heavy legislation of today’s private rented sector means being a truly DIY landlord is now difficult to achieve. The Housing (Wales) Act 2014, for example, resulted in […] View article >

Landlord conundrum – interest only vs. repayment mortgage?

April 13, 2017

For many landlords, when starting out on their investment career, if they are not cash buyers, there is an important decision to be made. Should the landlord opt for an interest-only or a repayment BTL (buy to let) mortgage? The answer will be very personal to the landlord, their financial situation, their attitude to risk, […] View article >

Scotland: Regulation & Mandatory Qualifications for letting agents

April 12, 2017

The lettings industry in Scotland has evolved in to a very diverse often complex marketplace, comprising solicitors, estate agents and accommodation agencies and of course landlords. This industry is undergoing seismic changes and Westminster is watching closely as it appears to be following Holyrood’s lead in modernising the entire lettings process and looking after tenant’s […] View article >

With our Guaranteed Rent service, no landlord would ever face this …

April 12, 2017

There have been a couple of media articles this month about novice landlords who have experienced a delinquent tenant creating significant damage to their property. The first case saw a grandmother in Kent return to her BTL investment property to find that the tenant had caused over £10K of damage. Mrs Gilbert said: “I’ll need […] View article >

No landlord need face this …

April 3, 2017

There have been a couple of media articles recently about novice landlords who have experienced a delinquent tenant creating significant damage to their property. The first case saw a grandmother in Kent return to her BTL investment property to find that the tenant had done over £10K of damage. Mrs Gilbert said:   “I’ll need […] View article >

Is It Too Late to Become a Buy-to-Let Investor?

April 2, 2017

Until recently, buy-to-let was one of the most popular choices for people who had spare income and wanted to invest wisely. Becoming a landlord has a lot of appeal – not only do you get a regular rental income but you also own a property that should realistically increase in value over time. Last year, […] View article >

Landlords – How the tenant fee ban could affect you

April 2, 2017

The Government is going to ban tenant fees and landlords may wish consider the potential effect on them. Background The Government has made it clear that the ban on fees to tenants will proceed as soon as possible. What is not clear, and will be the subject of imminent consultation, is whether charges may be banned as well. […] View article >

Landlords should look at the small print in the Budget 2017

March 10, 2017

On a superficial level, the Spring 2017 Budget, delivered by the Chancellor Philip Hammond on the 8th March, seemed not to hold much interest for the property sector. A number of commentators observed that he only mentioned the word “housing” once throughout his hour long speech.  This did cause some consternation amongst property professionals, as […] View article >

A third of renters not “financially secure”

February 27, 2017

When letting to a new tenant, there is naturally a great deal of emphasis on checking the tenant’s work status and income to ensure they can afford the monthly rental payment. However, new research suggests that many tenants have no financial resources, should they lose their jobs, or be unable to work through such issues […] View article >

Housing White Paper – landlord perspective

February 8, 2017

Yesterday, the Government released the much anticipated Housing “White Paper” which laid out their plans to fix a “broken” housing market. From a landlord perspective, the paper was notable in its lack of recognition of the important part that private landlords play in housing the nation. The focus of the paper was very much on […] View article >